Esteban's Real Estate blog

Bewitched by Bad Credit? Here's Your Magic Wand!

Posted by Esteban Rivera on September 25, 2023 in  Mortgages  Weekly Newsletter
In the spirit of Halloween, let's address a topic that can be scarier than any ghost or ghoul: bad credit. Like a lingering shadow in a haunted mansion, past financial mistakes can haunt your present and future. But fear not! With the right spells and potions (or, more accurately, steps and actions), you can exorcise those credit demons.   The Curse of Late Payments: Missing a payment deadline can be like stepping into a financial haunted house. But setting up automatic payments or reminders can be your pr... read more

Haunted by High Rates: A Look Back at Mortgage History!

Posted by Esteban Rivera on September 18, 2023 in  Mortgages  Weekly Newsletter
The Ghost of Interest Rates Past: A Haunting Look Back   As the leaves turn orange and the nights grow longer, we're taking a spooky journey back in time to revisit some of the most chilling interest rate hikes in history. Just like a haunted house, the world of mortgages has had its share of scares!   The Late 1970s - The Phantom of Prime Rate Peaks:   In the late 1970s, homeowners and potential buyers faced a real-life horror story as the prime rate soared to an unprecedented 21.5% in December 1980... read more

Decluttering Magic:

Top Tips for a Clutter-Free Home in Orlando!
Posted by Esteban Rivera on September 13, 2023 in  Weekly Newsletter
Decluttering Magic: Top Tips for a Clutter-Free Home in Orlando!   If you've ever felt overwhelmed by the clutter in your home, you're not alone. But fear not! We've got some tried-and-true tips to help you transform your living space into a serene and organized haven. Let's dive in!   1. Start Small, Dream Big Begin with a single drawer or shelf. Once you've decluttered that space, you'll feel motivated to tackle bigger areas.   2. The Usefulness Rule: Use It or Lose It If you haven't used an item i... read more